Sep
12
Okay, i skipped about month and half on my car payments and my mail goes to my mom house. So i saw the mail the other day about the late fees and the payments i owe on my car. I called the people who i make payments to and they said that it was too late to setup an arrangement and that if i dont pay atleast a month of what i owe then i have to turn my car in. Well…I dont want my credit messed up so my options are, Do i sell the car for what the rest i owe which is only about $2,000 left on it im almost done paying on it and my job cut my hours??? Or do i go let a dealer trade it and pay it off and start payments again on something else(which i want another car bad)…?? And another option, i will be getting school loan soon…so should i just catch up my payments with the grand i will be getting (if they let me?? I dont know about cars?)?? I really dont know what to do…someone help?? My mom is not helping me decide n she’s the cosigner! I dont need no negativity! Ive had my car since ’07 so if i couldnt pay for it i wouldnt have got it! just hard time for me right now~So please dont say anthing stupid…
Answer:
you need to really talk to your financial person that has your car loan…. if they say too late talk to a manager. let them know that you only owe so much and that you want to pay it off and keep in good standing with them… ask them to work with you but be ready to had some money right off the bat. give them 200 then tell them the next payday you will give them $$$ more. they will work with you.. the way the economy is they cannot afford to repo the car and hope to sell it and get the rest of the money back. best of luck,,, in the mean time hide that bitch goooood make sure its somewhere thats not listed on any of the financial paper work. hide it till you pay it off or work something out with them…. bug the shit out of them
